Life Office Management Association – LOMA –


LOMA’s Level 1 Certificate provides need-to-know information about insurance products and operations so employees quickly gain confidence, serve the customer effectively, and contribute to company success

LOMA 280 introduces the principles of insurance, the process of becoming insured, and the policy owner’s contractual rights. The course includes information on the features of individual and group life insurance, health insurance, and annuity products

LOMA 290 describes how life insurance companies operate in today’s global environment: how they are organized, how they are managed, and the roles of functional and support units in developing, distributing, issuing, and administering life insurance and annuity products. Learners who take this course will better understand how an individual job fits into the entire scope of the company as well as the importance of each employee’s contribution to overall organizational success


The Associate, Life Management Institute™ (ALMI®) designation is widely recognized as more than a stop on the journey to the FLMI-it is a milestone in and of itself. The ALMI delivers must-have knowledge for every employee-and valuable credential. The designation is a globally recognized educational standard that indicates that those who have earned it understand the core products and operations of life insurance companies and comprehend the financial concepts that all insurance professionals frequently encounter. This designation is replacing LOMA’s Level I Certificate in many companies as the education and training “must-have.”

provides a detailed discussion of the activities of insurance administration for individual and group life coverages, focusing on underwriting, reinsurance, claims, and customer service.

introduces industry employees to basic financial concepts and terminology and relates these concepts to the business of insurance and company operations and profitability.

covers marketing principles and the functions of marketing as an integral aspect of the life and health insurance industry


The Fellow, Life Management Institute (FLMI) program is a 10-course professional development program that provides an industry specific business education in the context of the insurance and financial services industry. The FLMI teaches advanced insurance and financial concepts to build a deeper understanding of the insurance business. Established in 1932, the FLMI program is the world’s largest university level education program in insurance and financial services

presents the basic features and principles of the legal environment in which financial services companies around the world operate.

presents financial services from the perspective of a company’s operations management. This course focuses on practical techniques to accomplish the everyday tasks of providing financial services as efficiently as possible.


provides an understanding of the investment regulatory environment and investing for life insurance companies and similar institutions. It covers investment types, returns, risks, performance, strategies for institutional investors, and fund options for retirement and other products


provides a broad exposure to financial and managerial accounting in life insurance companies, including the corporate and regulatory environment in which accounting functions occur


describes technical product design for life insurance and annuities and the current state of risk management in insurance companies.


Reinsurance plays a vital role in insurance and financial services. LOMA’s Associate, Reinsurance Administration™ (ARA™) Program will help you grasp reinsurance principles, the financial importance of reinsurance, and the development, administration and auditing of reinsurance products. ARA 440 shows how reinsurance strengthens the insurance industry and increases the likelihood that insurance companies will have sufficient funds to pay anticipated claims. It also discusses reinsurance principles, regulation, typical provisions in a reinsurance agreement, the administration of reinsurance business, and the importance of quality control for reinsurance.